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Mortgages Made Simple, Dreams Made Possible.

Your Path to Dream Homes & Financial Freedom. We simplify your journey.

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Calculate Your Mortgage Payments

Quickly calculate your monthly mortgage payment. Gain clarity on your financial planning and make informed decisions with ease.

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Discover Your Homebuying Power

Find out how much house you can buy based on your income and expenses. Make informed decisions with a realistic budget.

affordability calculator

Estimated Home Affordability

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Debt-to-income ratio (DTI)

Your debt-to-income ratio (DTI) would be 43% , meaning 43% of your pretax income would go toward mortgage and other debts. Edit

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Lock in your rate and lower payments with fast refinance Pre-Approval.

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Access your home's equity with a speedy HELOC Pre-Approval.

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Calculators

Estimate mortgage payments and affordability with our easy-to-use calculators.

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Receive expert answers to all your refinancing questions for a smoother process.

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Trusted by Homebuyers

Most of customers who sell and buy with Pacificwide recommend us.

4.9/5

127 reviews

Zachary Fridrich

Jonathan Pham is a great guy to work with! He's very helpful and has great customer service. If you're looking for a real estate company with a great manager look no further than Pacificwide!
1 year ago

Horizon Data Solutions

Working with Dat was great! They were able to help us close on a home quickly. We got just what we wanted, as stress free as possible. If you’re looking for fast, responsive, and attentive real estate agents I 100% recommend! Highly satisfied with the process and the quality of their work.
1 year ago

chau nhi

Thanks Pacificwide for helping me get my dream home when i just moved to CA. They are very enthusiastic to advise me and work very professionally. Highly recommend Nhu Bui as loan processor.
1 year ago

phuong le thi lan

We successfully bought a house with the helping and guiding of Ms. Anna. She was doing good job her hard work, enthusiasm and productivity. We had experienced good time working with her. So, I highly recommend their services.
1 year ago

nguyen pham

Anna and Leon provided an outstanding real estate experience. As a buyer, Anna's expertise and attention to our preferences made the process seamless. Anna, the loan officer, was efficient and guided us through the financial aspect effortlessly. Together, they formed an exceptional team, exceeding our expectations. Highly recommend their services for a stress-free home buying journey.
7 months ago

Sierra Hill-Saddler

Johnny Pham has great customer service skills and I'm convinced that he can help anyone with their real estate needs! No question, I would use this service and agent in the San Jose area.
1 year ago

Lupita Rodriguez

I’ve worked with Jose Herrera before and it was great. He’s very professional and takes very good care of his clients!
1 year ago

Juan Chavez

Pacificwide help me buy a house in Oakland, they were an amazing team, easy to communicate. Lupita Robriguez was my Real state agent and she is one of the hardest working woman I know. I told her which house I wanted and she made it happen, Thanks You Lupita! Nhu Bui help me gather all the papers I needed for the purchase of the house and she was super helpful. She was patient I’m guiding me to the information I needed.Overall it was a great experience working with Pacificwide
1 year ago

saul ramos

Jonathan is awesome! He is always looking out for our needs and truly cares about providing a family-like experience.
1 year ago

Roberto Chavez

A huge thank you to Pacificwide for all of their help with assisting me with finding a new home! Worked with agent by the name of Jose Herrera and received phenomenal service from start to finish.
1 year ago

Ashley DeJesus

Seen all the great reviews for Hr management Johnathan Pham and yes in deed it is all true he has been such a blessing to my family and I. Very grateful for having him help us with our needs. Thank you Johnathan Pham & also thank you Pacificwide real estate & mortgage :)
1 year ago
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3005 Silver Creek Rd STE 210-214, San Jose, CA 95121

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