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San Jose, CA 95121

Jumbo Loan

Financing for Luxury Properties

Jumbo Loans are a noteworthy home loan option for specific circumstances. If you're eyeing a high-value property and require larger-than-conventional loan limits, while still desiring relatively stable monthly payments and the security of a fixed interest rate, then a Jumbo Loan might be your path forward.

Empowering you to buy the home you deserve

It only takes 3-minutes to explore your options, and it won’t affect your credit score — no commitment required.

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Jumbo Loan Requirements

Minimum 640 Credit Score

Most lenders require a minimum credit score of 640 for USDA loans.

No Down Payment Required

USDA loans do not require a down payment.

1% – 3% In Closing Costs

You’ll need 1% – 3% of the total purchase price to cover closing costs.

Debt-To-Income Ratio ≤ 41%

You’ll need a debt-to-income ratio (DTI) of no more than 41%.

Jumbo Loan Benefits

Financing for loan amounts beyond conforming limits

Allowing borrowers to secure funding for high-value properties.

Flexible down payment options

providing borrowers with the ability to customize their down payment based on their financial capabilities.

Competitive interest rates

ensuring favorable terms and potential cost savings over the life of the loan.

Ability to finance luxury properties

making it possible to purchase upscale homes and enjoy a higher standard of living.

Jumbo Loan Loan Options

Jumbo 15-Year Fixed

The jumbo 15-year fixed mortgage provides the certainty of a locked-in, comparatively lower monthly payment for its shorter term, suited for those investing in upscale properties.

Jumbo 25-Year Fixed

The jumbo 25-year fixed mortgage delivers the assurance of a consistent, relatively lower monthly mortgage payment over a quarter-century, designed for those making high-value purchases.

Jumbo 30-Year Fixed

The jumbo 30-year fixed mortgage offers the ease of mind that accompanies a fixed, lower monthly mortgage payment, tailored for luxury purchases with its larger loan amounts.

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LOAN OPTIONS

30-Year Fixed

25-Year-Fixed

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Adjustable Rate Mortgage

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3005 Silver Creek Rd STE 210-214, San Jose, CA 95121

San Jose, California, 95121

(408) 532-1278

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