Pacificwide Real Estate & Mortgage

(408) 532-1278

Turn Your Dream Home into a Reality

Ready to own your dream home? Pacificwide is here to help. With our Purchase Loan, you can secure the perfect mortgage to make your homeownership dreams a reality.

Apply to buy a home

Buying Your Dream Home

Enjoy exclusive buyer incentives when you purchase through our trusted real estate partners and financing options.

Selling Your Property

Earn cashback on your home's sale price by working with our expert selling agents and exclusive partner network.

Buying & Selling Together

"Maximize benefits with buyer and seller offers through our real estate and mortgage services."

Getting started

Here’s a quick overview of the refinance process for first-time and experienced home buyers.

1

Pre-qualification

Before you even start your home search, get pre-qualification for a mortgage to determine your budget and know exactly what you can afford. This gives you the confidence to make offers without hesitation.

2

Home search

With a pre-qualification in hand, you can confidently search for your ideal home. Our team of experts can provide valuable guidance and support throughout the process, helping you find the perfect place to call your own.

3

Apply loan application

Once you've found your dream home, submit your loan application. Our streamlined process makes it easy to provide the necessary documentation and information.

4

Closing

Our experienced closing team will handle all the paperwork and ensure a smooth and efficient closing process.

How Much Home you Can Afford

Get a detailed estimate of how much house you can afford, tailored to your financial profile and debt-to-income ratio.

Your Affordable Home Estimate

Affordable House

$601,651.58

Down Payment

8.31%

Monthly Payment

$4,875

financial situation

Debt-to-income ratio (DTI)

43%

Stretching

Your debt-to-income ratio (DTI) would be 43%, meaning 43% of your pretax income would go toward mortgage and other debts.

Explore the list of houses that match your financial situation.

Ready to purchase a house?

Whether you're just curious or ready to buy, we're here to help every step of the way.

Apply Online

Start your loan application here. Don't worry—if you get stuck, we're just a phone call away.

Apply now

speak with a loan advisor

We'll help you find the right loan. Start with your application, and answer your questions.

Call us

Chat with our experts

Optimize Your Financial Future. Consult with a seasoned loan advisor.

Meet with a loan advisor

Connect with a local expert remotely or at a nearby branch for guidance through the home loan process.

Get expert tips straight to your inbox

Discover ways to increase your home's value and stay on top of local trends.

Pacificwide

Pacificwide Real Estate

We connect you with the most up-to-date real estate tools for your home search and save more with us.

Pacificwide mortgage

We provide 24/7 customer support and secure platform for 100% online mortgage application.

Pacificwide property management

Get free repair estimates and rest easy with our property management team.

LOAN OPTIONS

30-Year Fixed

25-Year-Fixed

15-Year-Fixed

Adjustable Rate Mortgage

Conventional

VA Loans

USDA Loans

Jumbo Loans

ABOUT US

Careers

Loan Processors & Real Estate Agents

Email And Text Policy

FAQs

CONTACT US

3005 Silver Creek Rd STE 210-214, San Jose, CA 95121